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14807 Form: What You Should Know

Talc, a material used in cosmetics because it contains magnesium aluminum silicate (Mg3H2(SiO3)4), is also a natural mineral. Mg3H2 is usually found in small amounts in plants and rocks but when incorporated into a mineral form it becomes a valuable mineral. These materials are used by all forms of people for the purpose of personal care applications. Talc used in cosmetics is also used as a mineral cement and a mineral pigment. Talc has been used for cosmetic and medical applications for centuries and is the oldest known cosmetic material. More detailed information about talc, including the properties and applications of talc, is available in the Cosmetic Ingredient Review published by Consumer Health Products Division (CPD). More about talc is available on the Cosmetic Ingredient Review website at . Education Expenses: When Can I Claim the Education Credit? — IRS What is the purpose of the Education credit? — IRS In general, the purpose of the Education Credit or Lifetime Learning Credit is to allow taxpayers to contribute to Social Security, Medicare, and other retirement programs. Taxpayers might be able to claim these credits if they contribute money to specific retirement funds (see a list of possible retirement plans) or they contributed to these specific funds before the first day of the calendar year beginning on April 15, 2010. An example of an individual who might be able to claim a retirement credit or a refund of interest expenses for contributions made to a retirement account would be a person who contributed 10,000 to a traditional IRA in 2010, or 2,000 to an IRA for a certain age (see Publication 590 — Interest and Dividends), then made a withdrawal of 8,000 from the traditional IRA the first year out of the calendar year starting April 15 of that year. To qualify, individual taxpayers had to have paid at least 2,000 toward a qualified retirement plan or retirement account by December 31, 2010, and paid an annual average annual amount equal to at least 1.5 percent of the taxpayer's wages, or To qualify, they had to have paid at least 2,000 toward a qualified retirement plan or retirement account by March 31, 2011, and paid an annual average annual amount equal to at least 1.

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